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	<title>Comments on: Credit Cards</title>
	<atom:link href="http://www.deptcare.com/credit-advice/credit-cards/feed" rel="self" type="application/rss+xml" />
	<link>http://www.deptcare.com/credit-advice/credit-cards</link>
	<description>Debt Consolidation - Student Dept - Credit Card Dept</description>
	<lastBuildDate>Mon, 30 Mar 2009 05:38:07 +0400</lastBuildDate>
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		<title>By: yuppymoney</title>
		<link>http://www.deptcare.com/credit-advice/credit-cards/comment-page-1#comment-597</link>
		<dc:creator>yuppymoney</dc:creator>
		<pubDate>Thu, 26 Mar 2009 09:22:05 +0000</pubDate>
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		<description>&lt;b&gt;It is better to ...&lt;/b&gt; &lt;br&gt; It is better to keep them active and open - Your credit score is positively effected by long term credit, so even if you put a $5 lunch on one credit card every few months and pay it off, it will benefit you.</description>
		<content:encoded><![CDATA[<p><b>It is better to &#8230;</b> <br /> It is better to keep them active and open &#8211; Your credit score is positively effected by long term credit, so even if you put a $5 lunch on one credit card every few months and pay it off, it will benefit you.</p>
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		<title>By: LAdude83</title>
		<link>http://www.deptcare.com/credit-advice/credit-cards/comment-page-1#comment-598</link>
		<dc:creator>LAdude83</dc:creator>
		<pubDate>Thu, 26 Mar 2009 09:22:05 +0000</pubDate>
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		<description>&lt;b&gt;Great video series. ...&lt;/b&gt; &lt;br&gt; Great video series. I have a question for you: I currently have 4 credit cards. 2 of the cards are maxed out ($14,000 @ prime +3.9, $8,000 @ 2.9% fixed). 

The other two cards are paid off (actually , I transferred the balances to the 2.9% fixed card). Their cred. limits and Int. rates are $5,000 @ 15% and $4,500 @ 10%, respectively.

You mention having only 3 cards open at a time. Would it help my FICO score to close one of the two open cards? If so, which one? 

Thanks in advance!</description>
		<content:encoded><![CDATA[<p><b>Great video series. &#8230;</b> <br /> Great video series. I have a question for you: I currently have 4 credit cards. 2 of the cards are maxed out ($14,000 @ prime +3.9, $8,000 @ 2.9% fixed). </p>
<p>The other two cards are paid off (actually , I transferred the balances to the 2.9% fixed card). Their cred. limits and Int. rates are $5,000 @ 15% and $4,500 @ 10%, respectively.</p>
<p>You mention having only 3 cards open at a time. Would it help my FICO score to close one of the two open cards? If so, which one? </p>
<p>Thanks in advance!</p>
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		<title>By: yuppymoney</title>
		<link>http://www.deptcare.com/credit-advice/credit-cards/comment-page-1#comment-599</link>
		<dc:creator>yuppymoney</dc:creator>
		<pubDate>Thu, 26 Mar 2009 09:22:05 +0000</pubDate>
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		<description>&lt;b&gt;I have three credit ...&lt;/b&gt; &lt;br&gt; I have three credit cards and they all have benefits - Airline miles, free tech gear, etc.  - ALWAYS make sure your credit card has benefits before signing up.</description>
		<content:encoded><![CDATA[<p><b>I have three credit &#8230;</b> <br /> I have three credit cards and they all have benefits &#8211; Airline miles, free tech gear, etc.  &#8211; ALWAYS make sure your credit card has benefits before signing up.</p>
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	<item>
		<title>By: halocrime</title>
		<link>http://www.deptcare.com/credit-advice/credit-cards/comment-page-1#comment-600</link>
		<dc:creator>halocrime</dc:creator>
		<pubDate>Thu, 26 Mar 2009 09:22:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.deptcare.com/credit-advice/credit-cards#comment-600</guid>
		<description>&lt;b&gt;I&#039;m curious: what ...&lt;/b&gt; &lt;br&gt; I&#039;m curious: what credit cards do you have?</description>
		<content:encoded><![CDATA[<p><b>I&#8217;m curious: what &#8230;</b> <br /> I&#8217;m curious: what credit cards do you have?</p>
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