How long does it take to raise a credit score? Please, no advice on how to raise it, but how will it take only
Jan 27, 2009 Credit Advice
I am aware of "how to raise it". I need to know how long (months,days,years whatever) after paying off debt before the number will change ![]()
Depends on how low below you are, you may be talking about months to a year


January 27th, 2009 at 7:29 pm
It is updated every 30 days.
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January 27th, 2009 at 7:56 pm
Every 30 days. It might also depend on when your creditors update your accounts.
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January 27th, 2009 at 8:22 pm
It will start changing every month but will take 7.5 years for the bad to fall off and you need 15-30 years good history to get to the top score. You should be able to get to 720 or so in 7 or 8 years and 800 in 15 years after that you can start to get in bragging range. Anything over 720 is considered good.
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January 27th, 2009 at 9:02 pm
Depends on how low below you are, you may be talking about months to a year
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January 27th, 2009 at 9:13 pm
if you're consistent with your payments and you're on time. It generally takes about a year to start having your credit score go on the increase.
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